Is pet health insurance worth the investment? This is a huge question for new puppy owners. Young dog owners whose buddy is under the age of 8 wonder if this practical coverage will be useful. For dogs over 8 years of age, our senior citizens, we may have trouble finding a plan or may be required to pay an increase on premiums.

From pure bred to hybrid to the heinz 57 from the shelter, we are not guaranteed a disease-free, surgery-free lifespan. For those who look ahead to veterinarian care, we present an insurance overview for your pet's future.

Canine plans and rates vary just like human policies. While it is important to have human insurance coverage, pet owners debate investing into a policy they may or may not use. A veterinarian hospital stay can easily cost you several hundred dollars, several thousand dollars for medical care.

Routine Vet visits are a no-brainer as an owner's defense against potential dog health problems. Be prepared to keep semi annual or annual appointments in your budget. Many plans will not fully cover these trips.

Pet Insurance Continues on Page 2 >>